Mortgage repayments, utilities, school fees, groceries... Unfortunately these bills don't stop if you do.
Sure this might not be a problem if you have no cares in the world, but the reality is most of us have a family that we love and want to support. We certainly don't want to leave them in a worse position should the worst happen. We understand that things don't always go to plan and we can help give you peace of mind that your family will be able to survive financially in the long run!
In the event of your death or upon being diagnosed as terminally ill and likely having less than 12 months to live, a lump sum is paid to the policy owner or their estate. Funeral costs can be covered, mortgage repayments made, income loss accounted for, education plans kept among a list too long to name on one page. Take the time to say "I care" by implementing a comprehensive plan B.
What if you injured yourself and your recovery took at least 12 months or worse still you’re never going to work again because of a debilitating illness.
If you had an accident or became ill, and were unable to work, how long could you cover mortgage repayments, medical bills, school fees, business overheads and your day-to-day bills?
A range of products can provide a monthly income if you are unable to work due to sickness or injury. Cover options are flexible and can provide for rehabilitation and occupational re-training, if necessary. Policies can be set-up to maximise payments alongside ACC.
1. 2013 - 2014 ACC Annual report
2. 2013 Disability Survey, Statistics New Zealand
3. The Stroke Foundation of New Zealand, 2014